Medical

Medical Insurance Plans

Employees that are benefits eligible may enroll in one of several medical plans for themselves and their eligible dependents:

Monthly plan premium costs shared by the CSU and the employee.
Employee contribution rates vary depending on the plan selected and the number of dependents enrolled.
Before enrolling, review the current Health Plan Rates and the information provided below on each plan.
To find health plans available in your area go to the CalPERS Health Plan Search by Zip Code.
Use Provider Phone/Website List to contact providers for more information.
Need help choosing a medical plan? Log in to your MyCalPERS to use the Find a Medical Plan tool.

Employees select a primary care physician who coordinates all care including referral to specialists.

Dedicated to delivering quality care and great value.
- Both plans offer 360° Health, a program that helps members become involved in their health and wellness.
For more information, call (855) 839-4524.

The Trio plan is designed to give you affordable access to a quality, local network of doctors and hospitals in six counties*-- Los Angeles, Sacramento, El Dorado, Placer, Nevada and Yolo.
No annual deductible; copayment at each physician visit.
For more information, call (800) 334-5847.

Budget-friendly HMO plans with a tailored list of quality providers for selected California counties.
Ideal for employees who want one primary care physician to coordinate all their medical care.
For more information, call (888) 926-4921.

PERS Platinum (administered by Anthem Blue Cross of California)

Choose your health care providers and pharmacy without referral.
Offers significant savings through a preferred provider network (doctors and hospitals that agree to charge a pre-negotiated rate for everyone on the plan). Non-network providers may be used, but co-payments will be higher.
PERS Choice pays 80 percent of allowable amount (in-network), member pays 20 percent; cop-pays are applicable.
PERS Care pays 90 percent of allowable amount (in-network), member pays 10 percent; co-pays are applicable.
Annual deductibles must be met before some benefits apply.
For more information, call (877) 737-7776.

PERS Gold (administered by Anthem Blue Cross of California)